8 Hyers Street    Toms River , New Jersey   08753
Office: 732-797-0117     Fax: 732-797-0215

 

REQUIRED LOAN DOCUMENTS

 
Dear Applicant: 
 
The following items are required to process your mortgage loan.   Your prompt attention will allow us to obtain a speedy loan closing on your behalf. 
 
You may  fax to 732-797-0414 or mail to the above address.
 
Should you have any questions, please contact your loan officer or call 732-797-0117.
           
Documents Required:
[  ]Contract of Purchase – Fully Executed w/original signatures
[  ]Contract of Sale – Fully Executed w/original signatures
[  ]2 Most Current Years W-2’s
[  ]4 Most Current Pay stubs
[  ]Last 3 Months Bank Statements – ALL Accounts (savings, checking, 401k)
[  ]Letter of EXPLANATION for any NEGATIVE CREDIT
[  ]If Divorced – DIVORCE DECREE & PROPERTY SETTLEMENT
[  ]If prior Bankruptcy:  Discharge Papers and COMPLETE Petition
>>>>>>>>>    If FHA:
                                    [ ]Copy of SS Card
                                    [ ]Copy of PHOTO ID
 
[X]Appraisal will be COD  ($325)
 
 
If Self Employed:
[  ]2 Most Current Years Federal #1040’s – All Pages & Schedules
[  ]Current Years P&L bank Balance Sheet (if self employed – Sole Prop)
[  ]2 Most Current Years Federal #1120 – All pages (if Self and Incorporated)
[  ]2 Most Current Years Federal #1065 – All pages & K1 Schedule (if Self and Partnership)
[  ]2 Most Current Years #1099 (if Self Employed or Contract Employee)
 
If REFINANCE:
[  ]Copy of DEED
[  ]Copy of the TITLE POLICY
[  ]Copy of existing SURVEY (if its dated 10 years or less)
[  ]Copy of current TAX BILL
[  ]Copy of Declaration page of HOMEOWNERS INSURANCE
[  ]Copy of Current Mortgage Statement
 
Thank you!